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Real Estate

Can you pay a mortgage with a credit card?

Hot Topic!

Can you pay a mortgage with a credit card? I have been asked this question several times by first time home buyers. Honestly, I think it is a pretty sensible question to ask. We live in a generation where almost everything can be paid for on credit or what if you run into a hard time and need to consider another option for paying your mortgage?

The answer to this question is, it depends on your mortgage company. Not all lenders accept credit card payments and many will advise that you don’t. The mortgage companies that do accept credit card payments are most likely receiving an incentive along with a transaction fee- which will cost you more at the end.

If you do find yourself paying your mortgage with a credit card, you may be directed to a third party in order to process the payment and expect to pay a convenience of at least 2% of your monthly payment.

To learn more about paying your mortgage with a credit card or to see if the option is available to you, contact your mortgage company today.

Thanks for reading!


Hello and welcome to my site! I was born and raised in Huntsville, Alabama. I have spent nearly a decade in the fitness industry as a group fitness instructor, fitness coach, membership director and marketing coordinator. I have managed to change lives of hundreds of people all throughout North Alabama by inspiring, motivating and helping them realize that their fitness goals can become a reality. The fulfillment I received from working directly with customers is what led me to the Real Estate field. After working with real estate investors and being in the fitness industry, I decided to pursue a career as a real estate agent full-time so that I could apply those same skills when helping clients with one of the most important purchases they'll ever make. My goal when it comes to helping others is to be extremely passionate and dedicated. As a former Membership Director, I understand the importance of honesty; integrity and excellence that goes into completing contracts and insuring buyers and sellers receive the best, exciting and memorable experience ever by being a leader and relieving my clients of any duties. With extensive experience in management, team leading and marketing, I am able to utilize those skills when working with buyers and sellers. I have served as a member on the marketing team at the University Fitness Center (University of Alabama in Huntsville) and have attended countless Business Expos and Health Fairs on behalf of the fitness center. I am also a member of the Huntsville Area Association of Realtors (HAAR) and currently serve on the Education Committee, I am also a member of the National Association of Realtors and the North Alabama Multiple Listing Service (NALMLS). Clients choose to work with me because of my personality, knowledge in the market, professionalism and exclusive marketing skills. In my first year of Real Estate, I was named Rookie of Year and sold over $2 million dollars in Real Estate. When I am not working with clients, I enjoy spending time with my family and friends, teaching group fitness classes, baking and blogging! Check out my website to find homes for sale in Huntsville, Al, Madison, Al, Meridianville, etc. I can also provide you with a list of foreclosures and short-sales. I look forward to connecting with you!

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