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Real Estate

To People That Want To Buy Your First Home But Don’t Know Where To Start

Hi Future First Time Home Buyers,

I know you’re thinking about buying a house. Why rent when you can buy, right? I do understand that due to unfortunate circumstances, many of us are forced to rent temporarily; however, that doesn’t mean that you can’t prepare yourself ahead of time for the right opportunity. If you’re building your credit or ready to start the process, below you will find a few helpful tips and ideas that should be extremely beneficial to you no matter where you are in the home buying process.

  1.  Contact a lender to see what you would qualify for. Knowing your pre-approval amount will eliminate a lot of stress to you and your Realtor. As a realtor, we love he
    lping our clients and exceeding their expectations; however, there is no fun in showing someone a ton first_time_home_buyersof homes only to find out that they aren’t qualified. What you can afford depends on your income, credit score, current monthly expenses, down payment and the interest rate.
  2. Learn about home buying programs if you’re looking for assistance with purchasing your first home. FHA loan programs offer lower down payments and are a good options for first-time homebuyers. Your lender will also help explain the different programs that are available in your current state. Contact me for additional information.
  3. Contact a Realtor like myself. If you have not already contacted a real estate agent, now is a great time to do so. You should be pre-approved at this point and now you just need to find a house. Find an agent who is experienced and knowledgable in the market that you’re looking in. Schedule a time to have a sit down with your agent and go over your wish list with him or her. Be realistic about your expectations. If you’re looking for something move-in ready or a fix upper, let your agent knhome-buyersow. Your agent is there to help you. Don’t hold back any important information and discuss any questions or concerns that you may have.
  4. Make an offer when you have found that perfect home. Your agent will assist you with this process. He or she will bring you into the office or use an e-signature program for you to conveniently sign the appropriate documents at your convenience. Making the offer is a big and for some buyers, a scary step. You’re worried if the offer will accepted, too high or too low. Your agent is the professional and will negotiate on your behalf, so relax.
  5. Home Inspection will be offered to you and recommended to you for your protection. Know what you’re buying!!! So your offer was accepted, CONGRATULATIONS!!! You’re even closer to becoming a first time homebuyer. You have received everything you asked for in your offer and now it is time to get the home inspected. During this process, a licensed and certified inspector will check the property and provide detailed information about the overall condition of the property. He will evaluate the physical condition: structure, construction, and mechanical systems; Identify items that need to be repaired or replaced; and Estimate the remaining useful life of the major systems, equipment, structure, and finishes.
  6. Sign the Papers at closing. After the inspection process, if there were any repairs needed to be made, your agent would have included them on a “request for repairs” sent to the sellers. Lets say the seller agrees to make the repairs, your lender will order the appraisal, make sure the repairs have been completed, etc. You would have first-time-home-buyers-1140x600already shopped for the most affordable homeowners insurance, signed your loan documents with your lender and so on.

At closing, the closing attorney will go over a ton of documents that you’ve probably already seen from the start of the process such as your loan documents. To make a long story short, everything goes well for you at closing and you and the sellers are happy and smiling and well wishes are wished. Your agent and lender hands over closing gifts to you and your family. Pictures are taken with you holding your new house keys along with your gifts. Your eyes are filled with tears of joy as you have just made one of the most biggest decisions in your life. You beat the odds and didn’t listen to your family and friends when they kept telling you to just rent. You feel great about your decision and love your new home and now you’re a first time home buyer. The feeling is amazing as you have just
accomplished one of your life long goals.

For more information or if you have any questions or concerns regarding homeownership, please do not hesitate to contact me at candicesellsrealestate@gmail.com

Thank You For Reading!

 

 

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Hello and welcome to my site! I was born and raised in Huntsville, Alabama. I have spent nearly a decade in the fitness industry as a group fitness instructor, fitness coach, membership director and marketing coordinator. I have managed to change lives of hundreds of people all throughout North Alabama by inspiring, motivating and helping them realize that their fitness goals can become a reality. The fulfillment I received from working directly with customers is what led me to the Real Estate field. After working with real estate investors and being in the fitness industry, I decided to pursue a career as a real estate agent full-time so that I could apply those same skills when helping clients with one of the most important purchases they'll ever make. My goal when it comes to helping others is to be extremely passionate and dedicated. As a former Membership Director, I understand the importance of honesty; integrity and excellence that goes into completing contracts and insuring buyers and sellers receive the best, exciting and memorable experience ever by being a leader and relieving my clients of any duties. With extensive experience in management, team leading and marketing, I am able to utilize those skills when working with buyers and sellers. I have served as a member on the marketing team at the University Fitness Center (University of Alabama in Huntsville) and have attended countless Business Expos and Health Fairs on behalf of the fitness center. I am also a member of the Huntsville Area Association of Realtors (HAAR) and currently serve on the Education Committee, I am also a member of the National Association of Realtors and the North Alabama Multiple Listing Service (NALMLS). Clients choose to work with me because of my personality, knowledge in the market, professionalism and exclusive marketing skills. In my first year of Real Estate, I was named Rookie of Year and sold over $2 million dollars in Real Estate. When I am not working with clients, I enjoy spending time with my family and friends, teaching group fitness classes, baking and blogging! Check out my website to find homes for sale in Huntsville, Al, Madison, Al, Meridianville, etc. I can also provide you with a list of foreclosures and short-sales. I look forward to connecting with you!

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